Loans & overdrafts

Products

Fixed term/fixed rate loans
Taking a term loan from FTB is a safe and easy way to expand your business and is suitable for those requiring finance for investment projects, large scale commercial purchases, to establish new business or for seasonal, commercial agricultural ventures.

Principal repayment terms are flexible and payments can be made according to the status of your cash flow; either as regular installments or as a lump sum at a pre-agreed repayment date. Loans are available in US Dollars or Khmer Riel. Rates are based on prevailing market rates, are regularly benchmarked to ensure they remain competitive and are calculated based on a customer's financial circumstances.

Overdrafts
If you simply require a convenient cushion to support your day to day company expenses, an FTB overdraft will give you access to cash whenever you need it, up to your approved credit limit. Charges only apply on any daily outstanding balance.

Our experienced customer services team is always available to help and advise you so, if you require help or information please don't hesitate to call us on 023 722 466.
Finance for exporters

As an exporter, there may be occasions when an overseas client places such a large order that you need to generate additional cash flow in order to fulfill the order. In this situation, FTB can issue a short term loan, based on a letter of credit from the purchaser's bank, which acts as collateral against the loan. This allows you to fulfill your customer's order promptly, with complete confidence that payment for the goods and services is secure.

Our experienced customer services team is always available to help and advise you so, if you require help or information please don't hesitate to call us on 023 722 466.
Term and Conditions


All commercial loans must be supported by a business plan, a financial report and appropriate profit, performance and investment projections.
A full credit check and assessment of your financial status must be completed to ensure you have sufficient funds to meet required repayments.
FTB requires appropriate, documented assets to serve as collateral against the proposed loan amount.
When applying for a commercial loan you will need to present any commercial registration documents, articles of association and/or other documents which show that your company/organisation is registered and operating legally.
Maximum repayment term is 3 years.
The loan applicant will be responsible for fees for a professional property survey evaluation on any properties used as loan collateral, fees for local authority certification and a one-time only loan approval fee, equal to between 1 and 2% of the total approved credit.
For overdrafts a 'commitment fee' will be charged on any unused portion of your overdraft.
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| FOR MORE INFORMATION TEL : 023 862 111

 

EXCHANGE RATES 

BUY  RATE 1 USD = 4027
SELL RATE 1 USD = 4043

 

"RATE IS FOR REFERENCE ONLY…”